Public adjusters’ area of expertise comes into play during the life of a normal insurance claim. Public adjusters have experience in all aspects of all types of insurance claims and will create a strategy for your claim that will bring you the best possible results.
What Does a Public Adjuster Do?
A public adjuster is a licensed insurance claims professional who advocates for the insured. Public adjusters have many responsibilities to your claim:
- Determining whether your claim is worth presenting to the insurance company
- Preparing a comprehensive estimate of damage
- Managing the claims process including communications with your insurance company and their adjuster
- Negotiating on your behalf to get you the best settlement possible
I’ve been handling the claim myself, but the insurance company is not giving me satisfaction. What now?
It’s not too late to hire a public adjuster. He or she can take over the claim and usually will bring about a satisfactory settlement.
When your public adjuster’s efforts have been exhausted, and the insurance company is still denying your claim, your only recourse may be legal action. Only an attorney can represent you in court – not a public adjuster. Taking the insurance company to court is uncommon, but it does happen. But generally, a public adjuster will be able to handle your claim from start to finish.